Terms & Conditions of use:

This website (www.mytenthcent.com and hereinafter referred to as mytenthcent.com or the “Site” or the “Blog”), our YouTube channel (“My Tenth Cent”), podcast and any other source of content owned by us under the name of My Tenth Cent or My Fifth Cent will be collectively hereinafter referred to as “Content Platform”. By accessing the Content Platform, the users undertake to have read, understood and agreed to be legally bound by following terms and conditions. These terms and conditions are applicable across the Content Platform. If you do not wish to be bound by these terms and conditions, you may not access or use any part of the Content Platform.

All the terms set here are presented in English language and it is the sole responsibility of the user to understand these terms accurately in the language he/she understands.

Mytenthcent.com reserves the right to modify these terms and conditions of use at any time by posting new terms & conditions of use on our Site and such modifications shall be effective immediately; upon posting of the modified terms & conditions of use on the Site.

You agree to review the terms & conditions of use periodically, to be aware of such modifications and your continued access or use of the Content Platform shall be deemed to be your conclusive acceptance of the modified terms & conditions of use.

We reserve the right to change terms of use at any time. In case, any modification to the terms of use is unacceptable to you, your only recourse will be to terminate the use of the Content Platform including this website or any other services provided by mytenthcent.com. In case you continue to access any of our services after that time you will be deemed to have accepted any change. We make no claims that the Content Platform or any of its content is accessible or appropriate outside India. Access to the Content Platform may not be legal by certain persons or in certain countries. If you access the Content Platform from a place outside India, you do so on your own initiative and are responsible for compliance with local laws.

Prohibited use of the Content Platform:

You may use the Content Platform including mytenthcent.com only for lawful purposes.

You agree not to use the Content Platform or any of the materials or services provided by mytenthcent.com across any of the Content Platform, or its agents or affiliates for any unlawful purpose which includes violation of any state, national and international law.

You also agree not to introduce any viruses, trojan horses, worms, logic bombs or other material which is malicious or technologically harmful.

You agree not to attempt to gain unauthorized access to, interfere with, damage or disrupt any part of the Content Platform, the server on which the Content Platform is stored or any other site or database connected to the Content Platform.

As the Content Platform owner, we have the right to remove or refuse any post for any or no reason in our sole discretion.

We have the right to take legal action for any illegal or unauthorised use of the Content Platform.

We have the right to fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information related to anyone posting any material on or through the Content Platform.

If you are aware of infringing materials on the Content Platform, please send us an email to contact@mytenthcent.com with following details;

  • A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;
  • Identification of the copyrighted work claimed to have been infringed, or if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site;
  • Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit mytenthcent.com to locate the material;
  • Information reasonably sufficient to permit us to contact you, such as an address, telephone number, and if available, an electronic mail address at which you may be contacted;
  • A statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

Notwithstanding the foregoing, mytenthcent.com does not guarantee any action based upon the receipt of such information. Enquiries not in compliance to above terms and conditions for making claims of copyright infringement will receive no response.

No Professional Advice:

The Content Platform including this Blog has been created and authored by Manoj Mohan Vengassery (the “Content Creator”) and is published and provided for informational and entertainment purposes only. The information across the Content Platform constitutes the Content Creator’s (and any guest bloggers posting from time to time) own opinions and it should not be regarded as a description of services provided by mytenthcent.com.

The opinions expressed in the Content Platform are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security or investment product.  It is only intended to provide education about the financial industry or other industry that the contents’ scope covers.  The views reflected in the commentary are subject to change at any time without notice.

Nothing on the Content Platform including this Blog constitutes investment advice, performance data or any recommendation that any security, portfolio of securities, investment product, transaction or investment strategy is suitable for any specific person.  By accessing the Content Platform or from reading this Blog we cannot assess anything about your personal circumstances, your finances, or your goals and objectives, all of which are unique to you. So any opinions or information contained on the Content Platform including this Blog are just that – an opinion or information.  You should not use the Content Platform including this Blog to make financial decisions and we highly recommended you seek professional advice from someone who is authorised to provide investment advice.

Any indices referenced for comparison are unmanaged and cannot be invested into directly.  Investments in securities involve the risk of loss.  Past performance is no guarantee of future results.

We are not endorsed by or affiliated with any financial regulatory authority, agency, or association.

We like to share links to articles and information which is interesting to us.  It is in no way an endorsement by us or by anyone associated with us.

Use License:

Permission is granted to access or temporarily download one copy of the materials (information or software) available on the Content Platform including mytenthcent.com for personal, non-commercial transitory viewing only.

This is the grant of a license, not a transfer of title, and under this license you may not:

  1. modify, sell, publish or seek to gain revenues or profit or benefit in any manner from any material from the Content Platform including this Site or any material from the Content Creator without the explicit written consent from Mytenthcent.com or the Content Creator.
  2. copy, distribute, reproduce, republish, upload, post, transmit, retransmit, disseminate, broadcast, circulate or distribute, in any manner, any material from the Content Platform including this Site or any material from the Content Creator without citation or without giving credit to mytenthcent.com and the Content Creator.  
  3. use the materials for any commercial purpose, or for any public display (commercial or non-commercial); You may print and download portions of material from the different areas of the Content Platform solely for your personal and non-commercial use provided that you agree not to change or delete any copyright or proprietary notices from the materials.
  4. attempt to decompile or reverse engineer any software contained on the Content Platform including mytenthcent.com web site;
  5. remove any copyright or other proprietary notations from the materials; or
  6. transfer the materials to another person or “mirror” the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by mytenthcent.com at any time. Upon terminating, your viewing of these materials is prohibited and you must destroy any downloaded materials in your possession whether in electronic or printed format.

Copyright:

The materials used and displayed on the Content Platform including mytenthcent.com or produced by the Content Creator including but not limited to any publications, text, illustration, content and articles are the property of mytenthcent.com or the Content Creator.

Other logos, product names and company names mentioned on the Content Platform may be the trademarks of their respective owners.

Unless you have been specifically permitted to do so or have a separate agreement with us, you agree that you will not use any such materials, trademark, service mark, trade name, logo in a way that is likely or intended to cause confusion about the owner or authorized user of such materials, text, marks, names or logos.

The entire contents of the Content Platform are protected by Indian and international copyright and trademark laws. The owner of the copyrights and trademarks are mytenthcent.com, Content Creator or its affiliates or other third party licensors only.

You agree to grant to mytenthcent.com in a non-exclusive, royalty-free, worldwide, perpetual license, with the right to sub-license, to reproduce, distribute, transmit, create derivative works of, publicly display and publicly perform any materials and other information (including, without limitation, ideas contained therein for new or improved products and services) you submit to any public areas of the Content Platform (such as bulletin boards, forums and newsgroups) or by e-mail to us by all means and in any media now known or hereafter developed.

You also grant to mytenthcent.com the right to use your name in connection with the submitted materials and other information as well as in connection with all advertising, marketing and promotional material related thereto. You agree that you shall have no recourse against mytenthcent.com for any alleged or actual infringement or misappropriation of any proprietary right in your communications to mytenthcent.com.

Privacy Policy:

Please see the Site’s Privacy Policy for further information.

Disclaimer:

The materials on the Content Platform including mytenthcent.com web site are provided “as is”. mytenthcent.com makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, mytenthcent.com does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials available on the Content Platform including the Site or otherwise relating to such materials or on any sites linked to the Content Platform including this site.

Limitations:

In no event shall mytenthcent.com or its owners or suppliers or the Content Creator be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on the Content Platform including mytenthcent.com, even if mytenthcent.com or a mytenthcent.com authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

Our Content Platform including the site www.mytenthcent.com does not guarantee or warrant that files available for downloading through the site will be free of infection or viruses, worms, trojan horses or other codes that manifest contaminating and destructive properties.

Revisions and Errata:

The materials appearing on the Content Platform including mytenthcent.com web site could include technical, typographical, or photographic errors. mytenthcent.com does not warrant that any of the materials on the Content Platform including its web sites are accurate, complete, or current. mytenthcent.com may make changes to the materials contained on the Content Platform at any time without notice. mytenthcent.com does not, however, make any commitment to update the materials or inform the users of the revisions if any, made to the materials.

Links:

mytenthcent.com has not reviewed any of the sites linked to the Content Platform and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by mytenthcent.com of the site. Use of any such linked web site is at the user’s own risk.

Governing Law:

Any claim relating to the Content Platform including mytenthcent.com web site shall be governed by the laws of India under the jurisdiction of courts of Mumbai only; without regard to its conflict of law provisions

Use of pictures:

You may use the pictures taken by authors or representatives of mytenthcent.com if you provide a credit link back to mytenthcent.com and an e-mail notification or comment on a post that you have done so.

Legal Age:

You may not use the services or contents of the Content Platform including mytenthcent.com and may not accept the terms & conditions detailed here if 1) you are not of legal age to form a binding contract with mytenthcent.com, or 2) you are a person barred from receiving the services or the contents of the Content Platform under the laws of India or other countries including the country in which you are resident or from which you use the Services.

Comment Policy:

We allow our readers to comment and express their views.

However, if a comment or reply does not follow our policy, it will be removed from the Content Platform. Continuous abuse of the policy will result in permanent ban of the IP address, user ID, domain and the email used.

We do not allow:

•  keyword stuffed in the name field, topics and/or in the description section.

•  invalid email ID.

•  offensive or inappropriate language.

•  spam comments.

•  adding unnecessary links not relevant to the discussion.

•  personal attack.

Our Site reserves the right to edit, delete, move or mark as spam any and all comments across the Content Platform.

We also have the right to block access to any one or group from commenting or participating on any discussion from the entire Content Platform.

We may modify this agreement at any time and such modification shall be effective immediately upon posting of the modified agreement on the Site. As a reader or visitor to our site www.mytenthcent.com, you agree to review the agreement periodically to be aware of such modification and your continued access or use of the site shall be deemed your conclusive acceptance of the modified agreement.

Notice:

Any notice or other communication required or permitted to be delivered to in relationship to these terms & conditions and disclosures, shall be in writing unless otherwise specified and shall be deemed properly delivered, when sent to our registered email : contact@mytenthcent.com. Any communication shall be deemed to have been validly and effectively given, on the date of receiving such communication, if such date is a Business Day in India and such delivery was made prior to 16:00 hours local time in India, and otherwise on the next Business Day.

When you visit the Site or send emails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by email or by posting notices on the Site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing. And, by special permissions, you may opt for electronic communication in communicating with us by writing to contact@mytenthcent.com